*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --sk-accent: #0065A4;
    --sk-accent-dark: #004E80;
    --sk-error: #CC1F1F;
    --sk-navy: #0D1B2A;
    --sk-steel: #2B4159;
    --sk-mist: #F4F6F8;
    --sk-border: #D8E0E8;
    --sk-text: #1A2B3C;
    --sk-muted: #5C7080;
    --sk-white: #FFFFFF;
    --radius: 6px;
    --radius-lg: 10px;
  }

  body {
    font-family: 'DM Sans', sans-serif;
    background: #EEF1F4;
    color: var(--sk-text);
    min-height: 100vh;
  }

  .page-wrap { max-width: 780px; margin: 0 auto; padding: 2rem 1rem 4rem; }

  /* Header */
  .form-header {
    background: var(--sk-navy);
    border-radius: var(--radius-lg) var(--radius-lg) 0 0;
    padding: 2rem 2.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
  }

  .header-contact {
    text-align: right;
  }

  .header-contact a {
    color: rgba(255,255,255,0.6);
    font-size: 14px;
    text-decoration: none;
    font-family: 'DM Mono', monospace;
    letter-spacing: 0.3px;
  }

  .header-contact a:hover { color: #fff; }

  /* Progress bar */
  .progress-bar {
    background: var(--sk-steel);
    height: 4px;
    position: relative;
    overflow: hidden;
  }

  .progress-fill {
    position: absolute;
    left: 0; top: 0; bottom: 0;
    background: var(--sk-accent);
    width: 0%;
    transition: width 0.4s ease;
  }

  .form-hint-bar {
    background: var(--sk-white);
    border-left: 1px solid var(--sk-border);
    border-right: 1px solid var(--sk-border);
    border-bottom: 1px solid var(--sk-border);
    padding: 10px 2.5rem;
    font-size: 14px;
    color: var(--sk-muted);
  }
  .form-hint-bar a { color: var(--sk-accent); text-decoration: none; font-weight: 600; }

  /* Form body */
  .form-body {
    background: var(--sk-white);
    padding: 2.5rem;
    border-left: 1px solid var(--sk-border);
    border-right: 1px solid var(--sk-border);
  }

  /* Section */
  .section {
    margin-bottom: 2.5rem;
  }

  .section-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 1.25rem;
    padding-bottom: 0.75rem;
    border-bottom: 1.5px solid var(--sk-border);
  }

  .section-num {
    width: 26px;
    height: 26px;
    background: var(--sk-navy);
    color: #fff;
    border-radius: 50%;
    font-size: 14px;
    font-weight: 600;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'DM Mono', monospace;
    flex-shrink: 0;
  }

  .section-title {
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1.3px;
    text-transform: uppercase;
    color: var(--sk-navy);
  }

  /* Grid */
  .grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
  .grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 1rem; }
  .span-2 { grid-column: span 2; }

  @media (max-width: 560px) {
    .grid-2, .grid-3 { grid-template-columns: 1fr; }
    .span-2 { grid-column: span 1; }
    .form-header { flex-direction: column; align-items: flex-start; }
    .header-contact { text-align: left; }
  }

  /* Field */
  .field { display: flex; flex-direction: column; gap: 5px; }

  label {
    font-size: 14px;
    font-weight: 500;
    color: var(--sk-muted);
    letter-spacing: 0.3px;
    text-transform: uppercase;
  }

  input[type="text"],
  input[type="email"],
  input[type="tel"],
  input[type="number"],
  select, textarea {
    width: 100%;
    padding: 10px 13px;
    border: 1.5px solid var(--sk-border);
    border-radius: var(--radius);
    font-size: 14px;
    font-family: 'DM Sans', sans-serif;
    color: var(--sk-text);
    background: var(--sk-mist);
    transition: border-color 0.15s, background 0.15s, box-shadow 0.15s;
    outline: none;
    -webkit-appearance: none;
  }

  input:focus, select:focus, textarea:focus {
    border-color: var(--sk-steel);
    background: #fff;
    box-shadow: 0 0 0 3px rgba(43,65,89,0.35);
  }

  input.error, select.error, textarea.error {
    border-color: var(--sk-error);
    background: #FFF5F5;
  }

  select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235C7080' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 12px center;
    padding-right: 36px;
    cursor: pointer;
  }

  textarea { resize: vertical; min-height: 80px; }

  .field-hint {
    font-size: 14px;
    color: var(--sk-muted);
    margin-top: 2px;
  }

  .field-error {
    font-size: 14px;
    color: var(--sk-error);
    margin-top: 2px;
    display: none;
  }

  /* Toggle groups */
  .toggle-group {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 2px;
  }

  .toggle-group label {
    text-transform: none;
    letter-spacing: 0;
    font-size: 14px;
    font-weight: 400;
    color: var(--sk-text);
    cursor: pointer;
  }

  .toggle-btn {
    position: relative;
  }

  .toggle-btn input[type="checkbox"],
  .toggle-btn input[type="radio"] {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
  }

  .toggle-btn label {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 14px;
    border: 1.5px solid var(--sk-border);
    border-radius: var(--radius);
    background: var(--sk-mist);
    cursor: pointer;
    transition: all 0.15s;
    user-select: none;
  }

  .toggle-btn label:hover {
    border-color: var(--sk-steel);
    background: #EBF0F5;
  }

  .toggle-btn input:checked + label {
    background: var(--sk-navy);
    border-color: var(--sk-navy);
    color: #fff;
    font-weight: 500;
  }

  .toggle-btn input:focus-visible + label {
    outline: 2px solid var(--sk-steel);
    outline-offset: 2px;
  }

  /* Toggle group labels */
  .toggle-label {
    font-size: 14px;
    font-weight: 500;
    color: var(--sk-muted);
    letter-spacing: 0.3px;
    text-transform: uppercase;
    margin-bottom: 6px;
    display: block;
  }

  .toggle-section { margin-bottom: 1.25rem; }

  /* PSI inline field */
  .psi-inline {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-wrap: wrap;
  }

  .psi-inline input[type="number"] {
    width: 90px;
    padding: 8px 10px;
    font-size: 14px;
  }

  .psi-label {
    font-size: 14px;
    color: var(--sk-muted);
    font-family: 'DM Mono', monospace;
  }

  /* Divider */
  .divider {
    border: none;
    border-top: 1px dashed var(--sk-border);
    margin: 1.5rem 0;
  }

  /* Submit area */
  .form-footer {
    background: var(--sk-mist);
    border: 1px solid var(--sk-border);
    border-top: none;
    border-radius: 0 0 var(--radius-lg) var(--radius-lg);
    padding: 1.75rem 2.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    flex-wrap: wrap;
  }

  .footer-note {
    font-size: 14px;
    color: var(--sk-muted);
    line-height: 1.6;
    max-width: 360px;
  }

  .footer-note strong {
    color: var(--sk-text);
  }

  .btn-submit {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 28px;
    background: var(--sk-accent);
    color: #fff;
    border: none;
    border-radius: var(--radius);
    font-family: 'DM Sans', sans-serif;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.15s, transform 0.1s;
    letter-spacing: 0.1px;
    white-space: nowrap;
  }

  .btn-submit:hover { background: var(--sk-accent-dark); }
  .btn-submit:active { transform: scale(0.98); }
  .btn-submit:disabled { opacity: 0.55; cursor: not-allowed; transform: none; }

  .btn-submit svg { flex-shrink: 0; }

  /* Success state */
  .success-overlay {
    display: none;
    text-align: center;
    padding: 4rem 2rem;
    background: var(--sk-white);
    border-left: 1px solid var(--sk-border);
    border-right: 1px solid var(--sk-border);
  }

  .success-icon {
    width: 60px;
    height: 60px;
    background: #EDFAF3;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.25rem;
  }

  .success-title {
    font-size: 22px;
    font-weight: 600;
    color: var(--sk-navy);
    margin-bottom: 0.5rem;
  }

  .success-msg {
    font-size: 15px;
    color: var(--sk-muted);
    line-height: 1.6;
    max-width: 380px;
    margin: 0 auto 1.5rem;
  }

  .success-ref {
    font-family: 'DM Mono', monospace;
    font-size: 14px;
    color: var(--sk-steel);
    background: var(--sk-mist);
    border: 1px solid var(--sk-border);
    padding: 6px 14px;
    border-radius: 20px;
    display: inline-block;
  }

  /* Spinner */
  @keyframes spin { to { transform: rotate(360deg); } }
  .spinner {
    width: 16px; height: 16px;
    border: 2px solid rgba(255,255,255,0.4);
    border-top-color: #fff;
    border-radius: 50%;
    animation: spin 0.7s linear infinite;
    display: none;
  }

  /* Required asterisk */
  .req { color: var(--sk-error); margin-left: 2px; }

  /* ─── SITE NAV (matches home page) ─── */
  .nav-container { max-width: 1320px; margin: 0 auto; padding-left: 32px; padding-right: 32px; }

  .utility {
    background: #0A1F2E;
    color: #B7C8D2;
    font-size: 14px;
    letter-spacing: 0.04em;
    padding: 10px 0;
  }
  .utility .nav-container { display: flex; justify-content: space-between; align-items: center; }
  .utility a { color: #B7C8D2; text-decoration: none; transition: color .2s; }
  .utility a:hover { color: #3FA9E0; }
  .utility .left { display: flex; gap: 28px; align-items: center; }
  .utility .right { display: flex; gap: 24px; align-items: center; }
  .utility .sep { color: rgba(255,255,255,0.2); }

  header.nav {
    background: #ffffff;
    border-bottom: 1px solid #DDD7CC;
    position: sticky; top: 0; z-index: 100;
  }
  header.nav .nav-container {
    display: flex; align-items: center; justify-content: space-between;
    padding-top: 12px; padding-bottom: 12px;
  }
  .logo { display: flex; align-items: center; gap: 14px; text-decoration: none; }
  .logo img { height: 56px; width: auto; display: block; }
  nav.primary ul { display: flex; gap: 36px; list-style: none; margin: 0; padding: 0; }
  nav.primary a {
    font-family: "Geist", -apple-system, BlinkMacSystemFont, sans-serif;
    font-size: 14px; font-weight: 500;
    color: #0A1F2E;
    padding: 6px 0;
    text-decoration: none;
    transition: color .2s;
  }
  nav.primary a:hover { color: #004E80; }
  .nav-cta {
    background: #0065A4;
    color: #ffffff;
    padding: 14px 22px;
    border-radius: 4px;
    font-family: "Geist", -apple-system, BlinkMacSystemFont, sans-serif;
    font-size: 14px; font-weight: 600;
    letter-spacing: 0.04em;
    text-decoration: none;
    transition: background .2s, transform .2s;
    display: inline-flex; align-items: center; gap: 10px;
  }
  .nav-cta::after {
    content: ""; width: 8px; height: 8px;
    border-right: 1.5px solid currentColor; border-top: 1.5px solid currentColor;
    transform: rotate(45deg);
  }
  .nav-cta:hover { background: #004E80; transform: translateY(-1px); }
  .nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; margin-left: 8px; }
  .nav-toggle span { display: block; width: 22px; height: 2px; background: #0A1F2E; margin: 5px 0; border-radius: 1px; }
  .nav-cta { white-space: nowrap; }
  .nav-phone { display: none; color: #0A1F2E; padding: 8px; }
  @media (max-width: 600px) {
    .nav-phone { display: flex; align-items: center; }
    .nav-cta { padding: 8px 10px; }
    .logo img { height: 40px; }
    .nav-container { padding-left: 12px; padding-right: 12px; }
    header.nav .nav-container { gap: 6px; }
  }
  @media (max-width: 1040px) {
    .nav-toggle { display: block; }
    nav.primary { display: none; position: absolute; top: 100%; left: 0; right: 0; background: #ffffff; border-bottom: 1px solid #DDD7CC; box-shadow: 0 16px 32px rgba(10,31,46,0.12); }
    nav.primary.open { display: block; }
    nav.primary ul { flex-direction: column; gap: 0; padding: 10px 32px 18px; }
    nav.primary a { display: block; padding: 12px 0; font-size: 15px; }
  }
    @media (max-width: 600px) { .utility { display: none; } }

  .form-title {
    font-family: inherit;
    font-size: 20px;
    font-weight: 600;
    color: #fff;
    letter-spacing: -0.2px;
  }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; }
}
.skip-link {
  position: absolute; left: -9999px; top: 0; z-index: 300;
  background: #0065A4; color: #fff;
  padding: 10px 18px; border-radius: 0 0 6px 0;
  text-decoration: none; font-size: 14px; font-weight: 600;
}
.skip-link:focus { left: 0; }